Rural innovative firms and credit: Findings from the annual business survey
Credit access remains a critical constraint for rural firms. This study examines how the innovation orientation of businesses affects credit access in urban and rural areas using the 2021 Annual Business Survey.
Authors: Luyi Han, Timothy R. Wojan, Anil Rupasingha, Stephan J. Goetz
Publication: Elsevier Finance Research Open Date Published: September 17, 2025
