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Small Business Loans in Different U.S. County Types

This working paper describes how the number of financial loans and loan amounts per capita vary across different U.S. county types over the period 2000-2022, using Community Reinvestment Act small business loan data.

Authors: Yuxuan Pan, Stephan J. Goetz, and Yuan (Timothy) Zhuang

Publication: NERCRD Rural Development Working Paper Series Date Published: August 20, 2025

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Fostering Sustainable Growth in Pennsylvania’s Allegheny National Forest

The Allegheny National Forest region offers significant potential for sustainable tourism growth by balancing environmental protection and economic development. Researchers from West Virginia University and Penn State and their local collaborators drew on the perspectives of ANF visitors and residents in a survey conducted in 2024. This article shares key findings from the survey.

Authors: Claudia Schmidt, Douglas Arbogast, Jinyang Deng, and Stephan J. Goetz

Publication: Penn State Extension Date Published: June 25, 2025

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Insights on Agritourism Among Producers in Western U.S. States: Evidence from the 2024 National Agritourism Producer Survey

This report presents findings from the 2024 National Agritourism Producer Survey. A total of 136 survey participants identified themselves as being in a Western region states by reporting the postal (ZIP) code of their farm. (To access the national-level findings, visit this page.) This survey is part of a larger project aimed at defining and enhancing the agritourism support system in the United States.

Authors: Jason Entsminger, Claudia Schmidt, Sarah Cornelisse, and Jackie Schweichler

Publication: NERCRD Research Brief Date Published: June 3, 2025

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Rural-Surburban-Urban Differences in Caregiving in the Northeast U.S. Region

This “Research Snapshot” describes the caregiving experience for rural, suburban, and urban caregivers in the Northeast region of the U.S., as reported by households as part of the “NER-Stat: Caregiving Survey” — a regional household survey that the North Central Regional Center for Rural Development (NCRCRD) conducted in collaboration with Northeast Regional Center for Rural Development (NERCRD), The Ohio State University and the National Farm Medicine Center. The survey was conducted in 2023 with 4,480 responses from the 13 states of the Northeast Region through a Qualtrics online panel. The dataset that this brief draws upon is also available as an open-access resource.

Authors: Elana Pojman and Florence Becot

Publication: Published by NERCRD Date Published: June 1, 2025

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Insights on Agritourism Among Maine Producers: Evidence from the 2024 National Agritourism Producer Survey

This report presents Maine-specific findings from the 2024 National Agritourism Producer Survey, conducted in part to address the type of knowledge gaps just identified. The online survey was open from March through August 2024, and 2,139 agritourism operators across the United States responded. A total of 94 survey participants identified themselves as being in Maine by reporting the postal (ZIP) code of their farm.

Authors: Jason Entsminger (University of Maine); Claudia Schmidt (Penn State and NERCRD); Sarah Cornelisse and Jackie Schweichler (Penn State)

Publication: Published by NERCRD Date Published: May 2, 2025

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Minority-Owned Businesses: Insights from States in the Northeastern Region

This research report was developed as part of the USDA NIFA-funded project, “Factors Affecting the Success of Female and Minority Rural Entrepreneurs and Rural Economic Vitality.” The project, led by Dr. Heather M. Stephens, West Virginia University, seeks to provide insights into female and minority entrepreneurship to help key stakeholders develop policies and programs to support their success. This report provides detailed information about minority-owned businesses in the Northeast region. By highlighting the differences in minority entrepreneurship across the region, this report can support the development of policies to promote minority business development.

Authors: Xiaoyin Li, Heather M. Stephens, and Stephan J. Goetz

Publication: NERCRD Data Brief Date Published: October 22, 2024

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The Complex Picture of Caregivers’ Health and Well-Being in the Northeast Region

Caregiving can be both a source of joy and stress for caregivers due to the lived realities of care provision and financial implications. In this brief, we explore the emotional and financial well-being of caregivers and assess differences across type of caregiving provided, gender, race-ethnicity, household income level, and geographic location.

Authors: Elena Pojman, Florence Becot, and Shoshanah Inwood

Publication: Published by NERCRD Date Published: October 17, 2024

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What supports do caregivers in the Northeast use and what support do they still need?

Providing care to children and adults requires time and resources. This brief explores the supports that caregivers use and the supports they still need. Since the caregiving needs of children and adults vary, this analysis includes variations on supports used based on the type of care provided.

Authors: Emily Southard, Florence Becot, Shoshanah Inwood

Publication: Published by NERCRD Date Published: October 1, 2024

The economic and social well-being of caregivers in the Northeast region

Introduction

This “Research Snapshot” shares findings on the social and economic impacts of caregiving and reveal some of the unique data points available in the “NER-Stat: Caregiving Survey” — a regional household survey that the North Central Regional Center for Rural Development (NCRCRD) conducted in collaboration with Northeast Regional Center for Rural Development (NERCRD), The Ohio State University and the National Farm Medicine Center. The survey was conducted in 2023 with 4,480 responses from the 13 states of the Northeast Region through a Qualtrics online panel. This publication provides insights into caregiver demographics, who is receiving care, the financial and personal impacts of caregiving, and the types of supports that caregivers seek. The dataset that this brief draws upon is also available online here: https://purr.purdue.edu/publications/4491/1

Caregiving is a common experience

  • More than four in five respondents (81%) have provided care at some point.
  • Over half of the sample (58%) have provided care in the last 12 months. Among these respondents:
    • 43% cared for children (ages 0 to 17 years old), 42% cared for adults (18 years and older), and 26% cared for children and adults. 
    • Among respondents caring for adults, about half of the adults cared for were over the age of 65. 
  • Caregiving is often a family affair: 
    • Individuals caring for children were most often the parent of that child (57%), followed by their grandparent (17%), and their aunt/uncle (17%). 
    • Those caring for adults were most often the child of that adult (33%), followed by their spouse/partner (26%), and their parent (18%).

Caregiver demographics

  • Among respondents who had provided care in the last 12 months, the majority identified as female (63%), were 43 years old on average, were white (62%) followed by Hispanic or Latino (27%) and Black or African American (26%). 
  • Most caregivers in this survey were employed (63%), followed by retired (12%) and unemployed/not working (10%). 
  • One third reported a household income of less than $50,000 (38%) or between $50,000 and $99,999 (35%) while a quarter reported a household income of $100,000 or more (25%). 
  • Geographically, respondents were split between living in a suburban area (37%), urban area (39%), and rural area (24%).

Health needs of children and adults needing care

The health care needs of children and adults being cared for are noticeably different, where 86% of adults cared for had a health condition compared to one-third (36%) of children.

  • Long-term health conditions, where the individual being cared for is not expected to (re)gain independence in the future, affected 57% of adults and 18% of children in care. 
    • 30% of adults and 58% of children in care had an emotional, behavioral, or mental health condition. 
    • 17% of adults requiring care had memory problems. 
    • 32% of children needing care had a learning disability. 
  • Short-term health conditions, where the individual being cared for is expected to (re)gain independence accounted for 28% of adults and 10% of children needing care. 
    • For adults, the most frequent short-term condition was physical (35%) while 12% of respondents reported short-term emotional, behavioral, or mental health conditions.
    • For children, short-term health needs were more often physical (18%) than they were emotional, behavioral, or mental health (14%) conditions.

Time and financial resources needed for caregiving

Caring for children requires more time than caring for adults.

  • One third (35%) of those caring for children either provide constant care or between 20 to 40 hours per week. A quarter (26%) of adult caregivers reported providing that level of care.

Over two-thirds of respondents caring for children or adults paid for some care. 

  • Among those who paid for care, 39% of those caring for children and 36% of those caring for adults spent more than $201 per week.

Intersection between caregiving and household finances

Caregiving is multidimensional and complex. Caregiving responsibilities often intersect with household needs and can impact the household’s finances. 

Respondents shared that caregiving affected their ability to perform their household responsibilities (50%) and their ability to perform paid work (48%).

  • To meet their caregiving responsibilities, respondents reported they or someone in their household made changes to:
    • Their employment (38%). 
    • Their living situation and/or the living situation of the person they care for (40%).
    • Their education (23%).
  • As a result of providing care, almost half of the respondents (41%) experienced financial difficulties. The difficulties most frequently reported include:
    • Taking on more debts (22%).
    • Missed or were late paying a bill (22%).
    • Borrowed money from friends or family (17%).
  • Within the last 12 months, two thirds (67%) of respondents had used social safety net programs. The most frequently used programs included:
    • Food assistance through SNAP (33%).
    • Medicaid (26%).
    • COVID-19 stimulus check (20%).

Varying impacts of caregiving on caregivers’ health and well-being

  • Caregiving is more likely to affect the caregivers’ mental and/or emotional health (47%) and social life (44%) than it was to impact physical health (33%). 
  • A quarter of respondents shared that caregiving worsened their mental and/or emotional health (25%) and their social life (27%).
  • Fewer respondents reported that caregiving improved their mental and/or emotional health (22%) and social life (17%).
  • The impact of caregiving on physical health was mixed, 14% reported their physical health is worse, and 19% said it is better.

Policies and programs to support caregivers

Respondents identified a variety of policies and programs that would better support their roles
as caregivers. 

  • Most respondents (87%) would like more help or information. Most frequently they asked for:
    • Information on how to keep people they care for safe (27%).
    • Financial compensation for caregiving (25%).
    • Caregiving activities (24%).
    • Managing challenging behavior (22%).
    • Help manage emotional or physical stress (19%).
  • To help respondents enter or return to the workforce:
    • About three quarters favored financial support (75%), paid leave/time off/sick time (70%), and flexible work hours (69%).
    • About half of survey participants favored information, referrals, or counselling to help caregivers (52%) and unpaid leave/time (43%).

About this Research

Suggested citation

Becot, F., Inwood, S., and Southard, E. (2024, July 10). The economic and social well-being of caregivers in the Northeast Region. Research Brief. Northeast Regional Center for Rural Development.
https://doi.org/10.22004/ag.econ.344226

Authors

Florence Becot, Penn State, florence.becot@psu.edu, Shoshanah Inwood, The Ohio State University, inwood.2@osu.edu, Emily Southard, Penn State, ems617@psu.edu.  

Methods and dataset

The survey conducted in 2023 with 4,480 responses from the 13 states of the Northeast Region through a Qualtrics online panel. The technical documentation, survey codebook, and the open access dataset are available for download here: doi:10.4231/TP7N-8B10.

NER-Stat: Caregiving Survey is the regional household survey that the North Central Regional Center for Rural Development (NCRCRD) conducted in collaboration with Northeast Regional Center for Rural Development (NERCRD), The Ohio State University and the National Farm Medicine Center. NCRCRD has also previously conducted the NCR-Stat: Caregiving survey in the North Central Region. All data gathered via the NER-Stat and the NCR-Stat Caregiving Surveys are available for those who want to use the data as a baseline for further research and extend the portfolio of already existing databases: NER-Stat: Caregiving Dataset and NCR-Stat: Caregiving Dataset.

Funding Acknowledgement

NERCRD receives core funds from the U.S. Department of Agriculture’s National Institute of Food and Agriculture (award #2022-51150-38139) as well as from Hatch/Multi-State Appropriations under Project #PEN04802 and Accession #7003365, the Northeastern Regional Association of State Agricultural Experiment Station Directors, and the Pennsylvania State University, College of Agricultural Sciences. Any opinions are solely those of the authors.

Authors: Florence Becot, Shoshanah Inwood, and Emily Southard

Publication: Published by NERCRD Date Published: July 10, 2024

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Direct-to-Consumer Sales of Agrifood Products by US Farms: Data from the 2022 Census of Agriculture

A new data brief by Jason S. Entsminger (University of Maine) and Claudia Schmidt (Penn State and NERCRD) provides a snapshot of the direct-to-consumer sales of agrifood products, and documents recent changes across the industry. The data brief, which was published by the Northeast Regional Center for Rural Development (NERCRD), is available below:

Authors: Jason S. Entsminger and Claudia Schmidt

Publication: NERCRD Data Brief Series Date Published: June 3, 2024

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